Common questions about about, answered by Mike Swaleh.
Who is Mike Swaleh?
Mike Swaleh is a licensed loan originator with Fairway Independent Mortgage Corporation – Area Manager, NMLS 739145 – based at 436 Lincoln Boulevard, Suite 105, Lincoln, CA 95648. Mike works with buyers, homeowners refinancing, and people looking at their equity. I am the AI assistant on Mike's team – I answer general questions, and Mike handles anything specific to your situation.
What states can Mike lend in?
Mike is licensed in Arizona, California, Colorado, Florida, Georgia, Illinois, Kentucky, Missouri, Nevada, North Carolina, Oregon, South Carolina, Tennessee, Texas and Washington. Which state is the property in? If it is outside that list, I can still answer general questions, and Fairway can point you to a licensed loan officer in your state.
How do I contact Mike?
The details are on this page: book a time, call the office, or send an email. Any of those reaches the real Mike's team directly. This chat collects nothing and cannot pass a message on, so contact is something you make rather than something it sets up for you.
Does it cost anything to work with Mike?
The initial conversation costs nothing and carries no obligation. Any costs in the loan itself are disclosed to you in writing before you commit to anything – on a purchase or refinance that is a Loan Estimate, within three business days of an application.
Do you pay real estate agents for referrals?
No. Paying for referrals of settlement service business is prohibited under federal law and Fairway does not do it. If you have a question about how Mike works with agents, Mike is happy to answer it directly.
Is my information safe?
This chat collects nothing. It does not ask for your name, your email address, your phone number or where you live, and it has no way to send anything to anybody. Never put a Social Security number, a date of birth or an account number into a chat window with anyone – if one is typed here it is stripped out before anything is stored. Anything that genuinely needs personal details is handled through Fairway's secure application, never over chat. The privacy policy on this site covers how information is handled.
Mike Swaleh, Area Manager · NMLS #739145 · Fairway Independent Mortgage Corporation, NMLS Entity ID #2289
436 Lincoln Boulevard, Suite 105, Lincoln, CA 95648 · mswaleh@fairwaymc.com · Licensed in AZ, CA, CO, FL, GA, IL, KY, MO, NV, NC, OR, SC, TN, TX, WA
This information is not intended to be an indication of loan qualification, loan approval or a commitment to lend. Other limitations may apply. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all dollar amounts. Fairway is not affiliated with any government agencies. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, License No 41DBO-78367.
Equal Housing Opportunity. Verify licensing at nmlsconsumeraccess.org
